Joel West

Mortgage Loan Originator  |  NMLS #2493026

Adelante Wholesale Mortgage LLC  |  NMLS #2499108

(512) 648-9576  •  joel@adelantemortgage.com

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Equal Housing Opportunity

This tool is for educational and informational purposes only and does not constitute a mortgage loan commitment, pre-qualification, pre-approval, or offer to lend. All payment estimates, interest rates, property tax rates, and insurance figures are approximations based on information entered by the user and on national or regional averages. Actual loan terms, rates, payments, and eligibility will vary based on creditworthiness, property type, loan amount, lender guidelines, and other factors determined at the time of formal application. This tool does not collect, store, or transmit any personal information. No data you enter is saved or shared with any third party.

Application Disclosure: Clicking "Start Your Application" will direct you to a secure third-party loan application portal operated by Adelante Wholesale Mortgage LLC. Submission of an application does not constitute loan approval or a commitment to lend. All applications are subject to underwriting review, credit approval, and property eligibility requirements. You are under no obligation to complete an application.

Texas Disclosure: Joel West is licensed in the State of Texas as a Mortgage Loan Originator (MLO) under the Texas Secure and Fair Enforcement for Mortgage Licensing Act (Texas SAFE Act), Texas Finance Code Chapters 156 and 157. Adelante Wholesale Mortgage LLC is a licensed Texas Mortgage Company operating as a mortgage broker. Mortgage brokers do not make or fund mortgage loans directly; all loans are originated through and funded by third-party wholesale lenders. This tool is not an advertisement for a specific loan product, interest rate, or credit terms. Texas consumers with questions or complaints may contact the Texas Office of Consumer Credit Commissioner (OCCC) at 2601 N. Lamar Blvd., Austin, TX 78705  |  1-800-538-1579  |  occc.texas.gov. You may also contact the Texas Department of Savings and Mortgage Lending (SML) at 2601 N. Lamar Blvd., Suite 201, Austin, TX 78705  |  1-877-276-5550  |  sml.texas.gov.

Federal Disclosure: This tool does not constitute an advertisement of specific credit terms under the Truth in Lending Act (TILA) or Regulation Z (12 CFR Part 1026). No Annual Percentage Rate (APR), discount points, origination fees, or specific loan terms are being offered or advertised. This tool does not constitute a Loan Estimate as defined under RESPA and the TILA-RESPA Integrated Disclosure (TRID) rule. Interest rates shown are national market averages sourced from Freddie Mac's Primary Mortgage Market Survey (PMMS) and do not represent a specific offer or commitment to lend at any particular rate. This tool is provided in compliance with the Equal Credit Opportunity Act (ECOA), the Fair Housing Act, and all applicable federal fair lending laws. We do not discriminate on the basis of race, color, religion, national origin, sex, disability, familial status, or any other protected class.

Joel West  |  Mortgage Loan Originator  |  NMLS #2493026  •  Adelante Wholesale Mortgage LLC  |  NMLS #2499108
(512) 648-9576  •  joel@adelantemortgage.com
Verify licensing: nmlsconsumeraccess.org  •  occc.texas.gov  •  sml.texas.gov